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What is Social Security Disability and Who Qualifies?

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Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a disability. To qualify for SSD, an individual must have a physical or mental impairment that prevents them from engaging in any substantial gainful activity (SGA) and is expected to last at least 12 months or result in death. The disability must also be severe enough to prevent the individual from performing any type of work that exists in the national economy. In addition, the individual must have worked long enough and recently enough to qualify for SSD benefits. The amount of work required to qualify for SSD benefits depends on the individual’s age at the time of disability. Generally, individuals must have worked five of the last 10 years prior to becoming disabled. Individuals who are younger than 31 must have worked at least half of the time since they became disabled. SSD benefits are paid monthly and are based on the individual’s average lifetime earnings. The amount of benefits an individual receives is determined by the Social Security Administration (SSA). The SSA also determines whether an individual is eligible for SSD benefits. To apply for SSD benefits, individuals must complete an application and provide medical evidence of their disability. The SSA will review the application and medical evidence and make a determination as to whether the individual is eligible for SSD benefits.

Applying for Social Security Disability benefits can be a complicated process, but it is important to understand the steps involved in order to ensure that you receive the benefits you are entitled to. The first step is to contact the Social Security Administration (SSA) and request an application for disability benefits. You can do this by calling the SSA toll-free number, visiting your local SSA office, or applying online. Once you have the application, you will need to fill it out completely and accurately. You will need to provide information about your medical condition, work history, and other relevant information. Once you have completed the application, you will need to submit it to the SSA. The SSA will review your application and make a determination as to whether or not you are eligible for benefits. If you are approved, you will receive a notice of award and begin receiving benefits. If you are denied, you can appeal the decision. The appeals process can be lengthy and complex, so it is important to understand the process and seek assistance if needed.

What is Social Security Disability and Who Qualifies?

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