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Social Security Disability: What You Need to Know

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Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a disability. To qualify for SSD, you must have worked in jobs covered by Social Security and have a medical condition that meets Social Security’s definition of disability. The Social Security Administration (SSA) will review your medical records and other evidence to determine if you are eligible for benefits. If you are approved, you will receive a monthly benefit payment and may be eligible for other benefits, such as Medicare or Medicaid. To apply for SSD, you must complete an application and provide medical evidence of your disability. The SSA will review your application and make a determination as to whether you are eligible for benefits. If you are approved, you will receive a monthly benefit payment and may be eligible for other benefits, such as Medicare or Medicaid. Additionally, you may be eligible for Supplemental Security Income (SSI), which is a needs-based program for individuals with limited income and resources. It is important to note that SSD benefits are not taxable, so you will not have to pay taxes on the money you receive.

To qualify for Social Security Disability benefits, you must meet certain eligibility requirements. First, you must have a physical or mental condition that prevents you from working and is expected to last at least one year or result in death. Second, you must have worked long enough and recently enough to qualify for benefits. This is determined by a calculation of your work credits, which are based on your total yearly wages or self-employment income. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you became disabled. Third, you must be unable to do any work that you did in the past. Fourth, you must be unable to adjust to other work because of your medical condition. Finally, you must provide medical evidence of your disability. This includes medical records, laboratory test results, and a statement from your doctor. If you meet all of these requirements, you may be eligible for Social Security Disability benefits.

Social Security Disability: What You Need to Know

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