Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a disability. To qualify for SSD benefits, an individual must have a physical or mental impairment that is expected to last at least one year or result in death, and must have worked in jobs covered by Social Security. The amount of benefits an individual receives is based on their average lifetime earnings covered by Social Security. SSD benefits are paid monthly and can be used to cover medical expenses, housing costs, and other living expenses. In addition to monthly benefits, SSD recipients may also be eligible for Medicare or Medicaid coverage. The Social Security Administration (SSA) is responsible for determining eligibility for SSD benefits and administering the program. The SSA reviews medical evidence and work history to determine if an individual meets the criteria for SSD benefits. The SSA also reviews applications and makes decisions on appeals. The appeals process allows individuals to challenge a decision if they believe they have been wrongly denied benefits.
To be eligible for Social Security Disability benefits, you must have worked in jobs covered by Social Security and have a medical condition that meets Social Security’s definition of disability. Generally, you must have worked 5 out of the last 10 years before you became disabled. You must also have a certain number of work credits, which are based on your total yearly wages or self-employment income. The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. In addition, you must have a medical condition that meets Social Security’s definition of disability. Your condition must be expected to last at least one year or result in death. To determine if your condition meets the definition of disability, Social Security will consider medical evidence from you and your doctors about your medical condition and how it affects your ability to work.