Social Security Disability benefits are available to individuals who are unable to work due to a physical or mental disability. To qualify for these benefits, applicants must meet certain criteria, including having a disability that is expected to last at least one year or result in death, and having worked long enough and recently enough to be insured under Social Security. The Social Security Administration (SSA) determines eligibility for disability benefits based on an individual’s medical condition, age, education, and work history. The SSA also considers whether an individual can adjust to other work, given his or her medical condition, age, education, and work experience. If an individual is found to be disabled, he or she may be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). SSDI is a monthly benefit paid to individuals who have worked and paid Social Security taxes, while SSI is a monthly benefit paid to individuals who have limited income and resources. In addition to monthly benefits, individuals may also be eligible for Medicare or Medicaid coverage. The SSA also provides work incentives and other services to help individuals with disabilities return to work.
Social Security Disability Insurance (SSDI) is a federal program that provides financial assistance to individuals who are unable to work due to a disability. To be eligible for SSDI, you must have worked in jobs covered by Social Security and have earned enough work credits. Generally, you need to have earned at least 40 credits, 20 of which must have been earned in the last 10 years. The amount of credits you need to qualify for SSDI depends on your age. For example, if you are younger than 24, you need to have earned six credits in the three-year period ending when your disability began. If you are between 24 and 31, you need to have earned credits for half the time between age 21 and the time your disability began. If you are 31 or older, you need to have earned at least 20 credits in the 10-year period ending when your disability began. Additionally, you must have a medical condition that meets the Social Security Administration’s definition of disability. This means that your condition must be severe enough to prevent you from doing any substantial gainful activity and must have lasted or be expected to last for at least one year or result in death. You must also provide medical evidence of your disability, such as doctor’s reports, lab tests, and medical imaging. Finally, you must be able to prove that you are unable to work due to your disability. This means that you must provide evidence that you have tried to work but were unable to do so due to your disability.