Social Security Disability Law is a complex area of law that deals with the rights of individuals who are unable to work due to a physical or mental disability. It is a federal program that provides financial assistance to those who are unable to work due to a disability. The Social Security Administration (SSA) is responsible for determining eligibility for disability benefits and administering the program. To qualify for disability benefits, an individual must have a physical or mental impairment that prevents them from engaging in substantial gainful activity (SGA) and is expected to last at least 12 months or result in death. The SSA considers a variety of factors when determining eligibility, including age, education, work experience, and medical evidence. An individual must also meet certain financial requirements to qualify for benefits. An experienced Social Security Disability Law attorney can help individuals understand their rights and navigate the complex process of applying for and receiving disability benefits.
To be eligible for Social Security Disability benefits, you must have worked in jobs covered by Social Security and have a medical condition that meets Social Security’s definition of disability. Generally, you must have worked 5 out of the last 10 years before you became disabled. You must also have a certain number of work credits, which are based on your total yearly wages or self-employment income. The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. You can earn up to four credits each year. The amount needed for a credit changes from year to year. In 2020, for example, you earn one credit for each $1,410 of wages or self-employment income. You can earn up to four credits each year. You need 40 credits, 20 of which were earned in the last 10 years ending with the year you became disabled, to qualify for disability benefits. People younger than age 24 may qualify for benefits if they have credits from working half-time. People who are blind may qualify with fewer credits.