Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a physical or mental disability. To qualify for SSD benefits, an individual must have worked in jobs covered by Social Security and have a medical condition that meets Social Security’s definition of disability. The Social Security Administration (SSA) determines whether an individual is disabled based on a five-step evaluation process. The SSA considers an individual’s age, education, work experience, and medical condition when making a determination. If an individual is found to be disabled, they may be eligible for monthly cash benefits, Medicare or Medicaid health insurance, and other assistance. In addition, individuals may be eligible for Supplemental Security Income (SSI) if they have limited income and resources. The amount of benefits an individual receives depends on their work history and the severity of their disability. SSD benefits are available to individuals of all ages, including children, and can provide financial stability and peace of mind for those who are unable to work due to a disability.
Social Security Disability benefits are available to individuals who have worked and paid into the Social Security system and who are now unable to work due to a disability. To be eligible for Social Security Disability benefits, you must have a physical or mental condition that is expected to last at least one year or result in death, and you must have worked long enough and recently enough to qualify for benefits. Generally, you must have worked five out of the last 10 years before you became disabled. The amount of work required to qualify for benefits depends on your age when you became disabled. Additionally, you must have earned a certain amount of work credits, which are based on your total yearly wages or self-employment income. The number of work credits you need to qualify for disability benefits depends on your age when you became disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you became disabled.