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Social Security Disability Basics

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Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a disability. To qualify for SSD benefits, you must have a disability that is expected to last at least one year or result in death, and you must have worked and paid Social Security taxes for a certain amount of time. The amount of time you must have worked depends on your age when you became disabled. Generally, you must have worked five out of the last 10 years before you became disabled. Additionally, you must have a certain number of work credits, which are based on your earnings. The Social Security Administration (SSA) will review your work history and medical records to determine if you are eligible for SSD benefits. If you are approved, you will receive a monthly benefit payment, which is based on your average lifetime earnings. You may also be eligible for Medicare coverage after two years of receiving SSD benefits. Additionally, you may be eligible for Supplemental Security Income (SSI) if you have limited income and resources.

Qualifying for Social Security Disability benefits can be a complicated process. To be eligible, you must have a physical or mental condition that prevents you from working and is expected to last at least one year or result in death. You must also have worked long enough and recently enough to qualify for benefits. The amount of work you need to qualify depends on your age when you became disabled. Generally, you must have worked five of the last 10 years before you became disabled. If you are younger than age 24, you may qualify if you have worked half the time since you became old enough to work. Additionally, you must have earned a certain amount of money during the time you worked. The amount you need to have earned depends on the number of years you worked. Finally, you must be able to prove that your disability prevents you from working. This can be done by providing medical records, doctor’s notes, and other evidence of your disability. If you meet all of these requirements, you may be eligible for Social Security Disability benefits.

Social Security Disability Basics

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