Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a disability. To qualify for SSD, an individual must have a physical or mental impairment that is expected to last at least one year or result in death, and must have worked long enough and recently enough to be insured under the Social Security program. The Social Security Administration (SSA) determines eligibility for SSD benefits based on an individual’s work history, medical condition, and other factors. SSD benefits are paid monthly and are based on the amount of income the individual earned prior to becoming disabled. In addition to monthly benefits, SSD recipients may also be eligible for Medicare coverage. SSD benefits are not taxable, and they are not affected by other income sources. SSD recipients may also be eligible for other benefits, such as Supplemental Security Income (SSI) and Medicaid. It is important to note that SSD benefits are not intended to replace lost wages, but rather to provide financial assistance to individuals who are unable to work due to a disability.
To be eligible for Social Security Disability benefits, you must have a physical or mental condition that is expected to last at least one year or result in death, and you must have worked long enough and recently enough under Social Security to qualify for benefits. Generally, you need to have worked five out of the last ten years before you became disabled. The amount of work you need to qualify for disability benefits depends on your age when you become disabled. You must also have a certain number of credits, which are based on your total yearly wages or self-employment income. The number of credits you need to qualify for disability benefits depends on your age when you become disabled. If you are younger than age 24, you may qualify with six credits earned in the three-year period ending when your disability began. If you are age 24 or older, you may qualify with credits earned over a longer period of time. In addition, you must be unable to do any substantial work because of your medical condition(s) and be under the care of a doctor.